For severely injured plaintiffs and their families, the combination of special needs trusts and structured settlements can help provide financial security to secure future needs.  Ringler Radio host Larry Cohen and co-host, Carmella Limongelli discuss this beneficial combination of financial solutions with Attorney Jay J. Sangerman, an expert in special needs trusts. Listen and find out when  a special needs trust should be considered and what features the trust should have to qualify as a self-settled special needs trust.


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On Ringler Radio, host Larry Cohen is talking about Medicare Set Asides with colleague and co‑host, Lynn DeMauro Clark and guest, Attorney John “Jay” F. Kearns III from the firm Kearns & Kearns. They take a look at mass torts and the facts surrounding the US v. James J. Stricker case. In addition, Jay explores the Medicare Medicaid SCHIP Extension Act of 2007 (MMSEA) and how it has created an uproar among insurers and personal injury lawyers and talks about Stricker’s overall significance to plaintiff attorneys.

Visit Ringler to contact a consultant in your area about structured settlements.

When a child is injured, families suffer not only from the devastation of injury, they also suffer financially. After a lawsuit settlement, they are then faced with the difficult decision of whether to accept a lump sum or a structured settlement in their case. On this edition of Ringler Radio, host Larry Cohen and co-host, Rachel D. Grant, Settlement Annuity Specialist in the Detroit office are joined by guest,  Attorney James C. Lewis from the firm, Shapiro, Lewis & Appleton, P.C., in Virginia Beach, Virginia. Jim shares his insights about why a structured settlement is the best choice when a child is injured and how this decision can benefit not only the child, but the entire family in the long run.

Visit Ringler to contact a consultant in your area about structured settlements.

When an injured party has reached the settlement stage of litigation, their financial options can be overwhelming. On this edition of Ringler Radio, host Larry Cohen welcomes Bejan Shirvani, the Managing Sales Director of Structured Settlements for MetLife, to highlight how MetLife interfaces in the structured settlements industry and how to best handle a claimant’s needs.  Larry and Bejan talk about life care plans, age ratings and how to better educate consumers on the benefits of structured settlements and annuities.

Visit Ringler to contact a consultant in your area about structured settlements.

On Ringler Radio, host Larry Cohen and Joseph Barnet, Vice President of Prudential Retirement and Product Manager of Prudential’s structured settlement annuity product discuss how a life insurance company and a structured settlement specialist work together to meet the needs of their mutual clients. You’ll hear about Prudential’s role in the structured settlement process, how Ringler and Prudential work together to find the best solution for individual claimants and how age ratings impact the benefits received.

On this edition of Ringler Radio, host Larry Cohen and co‑host and Ringler colleague, John L. Machir welcome Pat Machir, a mother who chose a structured settlement after her daughter, Michelle was injured when she was a teenager. Pat shares her daughter’s story, talks about her experience as a mother and the benefits of going with a structured settlement.

In the second edition of this two-part series on Forensic Economics, we take a look at a cost of illness study (COI) in comparison to a life care plan often used in plaintiff cases. Ringler Radio host, Larry Cohen welcomes John E. Scarbrough, Ph.D., President of Litigation Analytics Inc., who has over 25 years experience analyzing economic loss in cases involving personal injury and wrongful death. Larry and John examine real life cases and look at what happens when overstating cost of illness and explore how Medicare set-asides new rules could affect these life care plans.